Joe Demelo, Advisor
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OUR
ADVISORS

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JOE DEMELO

Principal

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Specializes in : Benefits consulting, plan design management, employee engagement meetings, communication strategy, group retirement programs, benchmarking benefit programs, and educational meetings for employee benefits
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Joe-Demelo
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GET TO KNOW JOE

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MORE ABOUT JOE

With first-hand knowledge of the insurance industry, an eye for detail, and a passion for employee engagement, Joe is considered by his clients to be a trusted partner, and an indispensable extension of their management team.

He knows that meaningful solutions can only be found by fully understanding a client and their environment, and he build on a client’s core values to deliver a long-term benefits strategy that both reflects a client's philosophy, and positively impacts its people.

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Prior to joining TRG, he held senior positions with several major Canadian insurers. He holds a Bachelor Degree in Business, along with a Certified Employee Benefit Specialist (CEBS) designation. Most recently, he was certified in the Workplace Mental Health Leadership program offered through Queen’s University. 

When not coaching youth sports, Joe stays active on the golf course and at the hockey rink.

Message for Joe


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  • Joe's
    ADVISOR
    TEAM

  • Larry Antonation

    Expert in: Retirement consulting, strategic planning, communication strategy, plan design, investment review, and governance

    Phone: 604.714.4860
    Email: lantonation@trggroup.com

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JOE'S TESTIMONIALS

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  • We have been very impressed with their attention to detail, industry expertise and customer service. They take time to listen to our needs and challenges, then quickly identify solutions. Joe and the TRG Team communicate with us on a regular basis providing support, education and tools to manage our plan.

    Tanya Snow
    Director
    Augustine House Society

    Client since 2010

  • Joe continues to provide timely and relevant advice, industry knowledge and insight, and focuses on delivering value. TRG understands the needs of employees and employers in the ever-changing benefits landscape and we rely upon them to ensure our company and employees understand the issues they face in this specialized area of human resources.

    Kuljinder Shoker
    Controller
    Aragon Properties Ltd.

    Client since 2002

  • Tourism Richmond has been working with TRG for many years and we couldn’t be more satisfied with their services. They provide prompt and accurate solutions to all of our inquiries. When challenges arise, they go the extra mile to provide alternative and creative solutions.

    Carol Yeh, CHRP
    Operations Manager
    Tourism Richmond

    Client since 2009

  • When it comes time for plan renewal, Joe is prepared with a complete analysis of our past usage and his suggestions for the best options going forward. He interprets and summarizes complex policy and legislative language into practical and understandable information.

    Lorin Pearce
    Executive Assistant/Human Resources
    Image Engine Design Inc.

    Client since 2002

  • We have been very impressed with their attention to detail, industry expertise and customer service.

    Joe and his team at TRG took over the management of our benefits program over two years ago. We have been very impressed with their attention to detail, industry expertise and customer service. They take time to listen to our needs and challenges, then quickly identify solutions. Joe and the TRG Team communicate with us on a regular basis providing support, education and tools to manage our plan. I have full confidence in the TRG Team to continually provide a plan that has our best interests in mind while providing a benefit program that promotes healthy and happy employees. I would recommend Joe and TRG to anyone wanting comprehensive management of their benefits program.

    Tanya Snow
    Director
    Augustine House Society

    Client since 2010

  • Joe continues to provide timely and relevant advice, industry knowledge and insight, and focuses on delivering value.

    We started working with TRG and Joe a number of years ago and they have always provided excellent service, paid close attention to our needs, and worked with our overall objectives in mind.

    Joe continues to provide timely and relevant advice, industry knowledge and insight, and focuses on delivering value. TRG understands the needs of employees and employers in the ever-changing benefits landscape and we rely upon them to ensure our company and employees understand the issues they face in this specialized area of human resources.

    In short, Joe is always professional and a pleasure to deal with.

    Kuljinder Shoker
    Controller
    Aragon Properties Ltd.

    Client since 2002

  • TRG shares our belief that our team is as important as our business.

    Tourism Richmond has been working with TRG for many years and we couldn’t be more satisfied with their services.

    They provide prompt and accurate solutions to all of our inquiries. When challenges arise, they go the extra mile to provide alternative and creative solutions.

    They are very proactive when negotiating our rates which has resulted in definite costs savings, as well as helping us understand all the details around rate action.

    As a small to midsize organization, finding ways to save while still providing important benefits to our team is a priority.

    TRG shares our belief that our team is as important as our business.

    Carol Yeh, CHRP
    Operations Manager
    Tourism Richmond

    Client since 2009

  • Joe is the reason that, despite being inundated by a plethora of offerings from other insurance providers, we continue to work with TRG.

    TRG Benefits and Pensions has packaged our benefits plan now for several years. Joe Demelo is our account representative.

    Over the years we have thrown many scenarios and inquiries to Joe and he has always taken the time to provide accurate, knowledgeable and comprehensive responses, regardless of whether his company sees any immediate benefit.

    When it comes time for plan renewal, Joe is prepared with a complete analysis of our past usage and his suggestions for the best options going forward. He interprets and summarizes complex policy and legislative language into practical and understandable information.

    Joe researches plan options thoroughly and digs below the surface. He negotiates on our behalf and is persistent in his pursuit to ensure we are getting the best value for our employees.

    On an individual level, Joe is friendly, humorous and approachable.

    Joe is the reason that, despite being inundated by a plethora of offerings from other insurance providers, we continue to work with TRG.

    Joe has built a productive and long lasting relationship with our company and we look forward to working with him in the years ahead.

    Lorin Pearce
    Executive Assistant/Human Resources
    Image Engine Design Inc.

    Client since 2002

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JOE'S LATEST BLOG POSTS

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Why Have an HCSA?

By Joe Demelo on March 9, 2015

Reasonable and Customary Reimbursement Limits

By Joe Demelo on December 8, 2014

MSP Replacement Coverage

By Joe Demelo on March 10, 2014

Survivor Benefits

By Joe Demelo on November 12, 2013

Insurance Trend and Inflation Factors

By Joe Demelo on October 28, 2011

GET IN TOUCH WITH JOE

Learn how Joe can help with your group benefits.

Phone 604.714.4406, email jdemelo@trggroup.com or send a message.

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