Joe Demelo

Advisor

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OUR SERVICES

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We believe the primary purpose of a benefits plan is make a strong employer value proposition statement while positively impacting the health and wellness of your employees and their families.
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BENEFITS AND RETIREMENT PLANS THAT MAKE GOOD BUSINESS SENSE.

While it is easy to focus solely on price, it is proactive solutions, forward-thinking advice and intelligent spending that will lead to better control over claims, and a knowledge-based, transformative and sustainable benefits plan.

TRG advisors combine their extensive experience, knowledge and passion for the industry with our proven Benefits Optimization System™ to design individualized, targeted benefits and retirement plans.

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WITH OUR HELP, THE RIGHT PLAN CAN...
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  • Save time, money and provide a solid investment
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  • Increase employee engagement and retention
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  • Positively impact the health and productivity of your team
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  • Help lower absenteeism
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  • Make you more competitive and attract and retain more talent
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  • Be a powerful part of your culture and reflect your organization’s vision, values and goals
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  • Provide a sustainable, controllable framework for the future
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YOUR MOST TRUSTED BENEFITS PARTNER.

Our advisors are some of the most respected in the industry, and we share a passion for building honest, collaborative relationships with our clients. That’s why each advisor is not only a member of the TRG team, they’re an owner. Our independence ensures that every action taken, every piece of advice given, comes with our clients' best interests in mind. As a firm that is powered by its people, TRG fosters a culture of cooperation and community, where the individual success of every plan sponsor and member contributes to the success of us all. 

THE TRG PROMISE

As your advocate in the world of group benefits and retirement plans, you can count on your TRG advisor to deliver…

  • Trusted advice and customized, innovative strategies
  • Newfound clarity, vision and value for your benefits plan
  • A focus on communication, education and transparency
  • A service team who keeps things moving by delivering best in class customer service
  • A detailed, actionable plan designed with your best interests in mind

Susie Woo,
Manager, Client Services

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The Team at TRG has been pivotal in the management of our benefits program. They are continually looking for solutions to optimize our plan for our employees while maintaining focus on the needs of the employer. ”

Paola Morrison
Director, HR Services
Cineplex Entertainment LP

Client since 2011

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Queenie Yeung,
Client Service Representative

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TRUSTED ADVICE FROM 
GROUP BENEFITS EXPERTS

Our Advisor team is comprised of some of the most experienced, well-respected group benefits professionals in the industry. Together, we offer the level of expertise, support and care that is unmatched in the group benefits industry.

MEET OUR ADVISORSwhite-arrow-right

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sectionHeaderImg-Purple LATEST BLOGS

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The Benefits of an EAP

By Patrick Burkart on March 18, 2016

Why You Should Contribute to Your Group Retirement Plan

By Robert Bogress on February 15, 2016

What’s the Latest Employee Benefits Trend?

By Patrick Burkart on January 25, 2016

The Impact of Specialty Drugs on Private Plans

By Greg Pallone on September 15, 2015

Dental Fee Guide

By Robert Bogress on August 19, 2015

Is It Possible to Opt Out of All Group Benefits?

By Patrick Burkart on June 9, 2015

Why Employer Paying for Employee Benefits Makes Sense

By Patrick Burkart on February 16, 2015

Subrogation

By Robert Bogress on February 2, 2015

5 Things You Don’t Know About Retirement

By Greg Pallone on January 20, 2015

The Inherent Liability of Offering a Benefits Plan

By Patrick Burkart on November 25, 2014

The Pre-Existing Condition Clause

By Robert Bogress on November 3, 2014

Can You Force an Employee to Retire?

By Patrick Burkart on August 19, 2014

What is the Living Benefit in a Group Plan?

By Robert Bogress on August 11, 2014

Reforming Pension Reform

By Greg Pallone on June 30, 2014

Generic Drugs – Are they really the same?

By Robert Bogress on May 20, 2014

What’s a MER and Why Do I Care?

By Greg Pallone on March 31, 2014

Long Term Disability (LTD) Executive Discrimination

By Patrick Burkart on February 24, 2014

Leaves of Absence

By Robert Bogress on February 18, 2014

Movember – For Men’s Health

By Greg Pallone on November 5, 2013

Is Your Group Basic Life Insurance Coverage Enough?

By Robert Bogress on October 8, 2013

Re-thinking Retirement – Part II

By Greg Pallone on September 10, 2013

EFAP (Employee and Family Assistance Plans)

By Robert Bogress on July 30, 2013

Re-thinking Retirement (Part 1)

By Greg Pallone on July 15, 2013

Termination of employees because of age

By Brent Delveaux on April 15, 2013

Inflationary Trends

By Patrick Burkart on January 28, 2013

True Costs

By Patrick Burkart on October 9, 2012

Dental Scaling

By Robert Bogress on August 20, 2012

The Taxability Myth

By Patrick Burkart on June 19, 2012

CAP Guidelines Do Matter

By Greg Pallone on March 12, 2012

What is a Health Care Spending Account

By Robert Bogress on January 24, 2012

Benefits, pension plans face sustainability issues

By Greg Pallone on January 21, 2012