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Archive | 2011

The Accidental Benchmark

Neil Wallace talks about Benchmarking, and why it’s important.

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Insurance Trend and Inflation Factors

When calculating my renewal rates, the insurance company used a “trend” factor. Why do they use trend and why is it much higher than general inflation rate in Canada? By Joe Demelo, CEBS; Benefits Consultant Although they are sometimes discussed in the same context, there are distinct differences between inflation and trend utilized by insurance [...]

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An advocate on my behalf

I became disabled in 2008. I continued to receive disability benefits up until the insurance company terminated my claim after 2 full years of benefits. The insurance company told me (despite my age, skills, and nature of my illness) that I could be re-trained and work in a different occupation. The company that I worked [...]

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All Carriers are the same – why do I care who I am with?

By Brent Delveaux and Queenie Yeung The list of why insurance carriers are not all the same is extensive. For example there are non-for-profit insurance carriers, mutual or stock insurance companies, unionized and non-unionized companies and carriers who have various claims payment locations, different renewal processes, different expense factors, and different system capabilities. All these [...]

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Exchange Corporation Canada Inc.

I’ve worked with Pat Burkart and his team for over 4 years and our company has received excellent advice and service. Pat has taught me everything I know about health and dental plans and helped our company fine tune our benefits plans over the years to give good coverage to our staff and keeping our [...]

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Shedding Light on Pricing

Craig Hewson sheds light on pricing employee benefit programs, group insurance programs and group retirement programs.

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The Cost of Depression

(October 3, 2011) The cost of depression and what you can do about it. National Depression Screening Day – Thursday,October 6, 2011…

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Timberline Natural Resources

Rob Taylor of TRG has always provided Timberline Natural Resource Group with sound advice that has consistently boosted value to our benefits program for our employees with a keen focus on maintaining reasonable cost for us from year to year. Additionally, the changes they have recommended have also got us off the bi-annual “shopping trips” [...]

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Capcom Game Studio Vancouver Inc.

When Neil and Craig came to us, it was at a time of growth and transition. They came equipped with ‘real’ information. Information we could actually use, in addition to insightful ways that we could enhance our benefit plan without major expense. They provided something I could actually take to senior management and anticipate full [...]

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Vancouver Police Union

The Vancouver Police Union has been working with Robert Taylor and TRG Group Benefits since 1996. Robert provides all services related to the group insurance needs of the Vancouver Police Union and its membership. This includes group life insurance and long term disability benefits. Robert is very knowledgeable in all aspects of the group insurance [...]

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