2011 « TRG – Group Pensions and Benefits

December 21st, 2011

What are biologics?

From the team of Queenie & Brent

Biological drugs (biologics) are drugs created from a living organism or its products, and can be composed of sugars, proteins or nucleic acid, complex combinations of these substances or living entities such as cells and tissues(1). Biologics are extremely costly because they are difficult to create and once developed, they cannot be massed produced. Biologics are one of those medical creations that have changed the lives of many and are a great example of what can be accomplished with advances in technology and increased scientific knowledge.

December 13th, 2011

The Gift of Physical Activity

TRG December Health Point is now available for viewing:

According to Statistics Canada, Canadians are busy. We work an average of 7 hours and 46 minutes a day. We devote three hours and 11 minutes to housework and childcare and spend eight hours and 17 minutes sleeping. This doesn’t include commuting or the frantic hours spent leading up to the holidays shopping, baking, wrapping, entertaining, and the list goes on. There’s not much time left for the recommended 30 minutes of daily exercise.

November 29th, 2011

Does the Insurance Company control what the Dentist charges?

By Carlo Nichini

According to the BCDA, 62 % of Canadians were covered by dental plans in 2010. These plans are a valuable financial resource to plan members, but who actually controls the costs.
The policyholder (employer or plan sponsor) will set all of the various provisions of the plan which outline what is covered and in to what degree those services are covered. The plan provisions will detail elements such as deductibles, coinsurance, maximum benefit levels and limitations. Depending on how the plan sponsor designs the plan, plan members may still be required to pay for a portion of the cost of dental care and often wonder if they are being charged appropriately for services that the plan doesn’t cover.

November 25th, 2011

Do we do pension?

By Brent Delveaux and Queenie Yeung

We are always surprised when someone asks whether we do pension – in reference to whether or not we can help develop and monitor retirement plans for clients. Especially considering that the word “pensions” is included in our company name! Of course we do pension plans! In fact, employer sponsored retirement plans have been an integral part of our business practice for many years.

November 15th, 2011

Get Warm Project

by Barb Higgs

Barb Higgs from TRG Group Benefits is heading up the Team for participating in this year’s “Get Warm Project”.

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